Client document portal

Upload your documents securely

Upload your most recent credit report here so we can get started on your personalized plan. Everything you send lands in EM Financial's private client storage — never a public folder or an open inbox.

What to send

Three things help us most

  • Your most recent credit report (IdentityIQ, or any three-bureau report you already have).
  • Screenshots of accounts or notices you have questions about.
  • Any letters you have received from a bureau, lender, or collector.

How your files are handled

Uploads go straight into private, access-controlled client storage on EM Financial's backend. They are not published to a public folder and they are not forwarded around as unencrypted email attachments. Only EM Financial can open them.

PDF, JPG or PNG. Up to 10 files, 15MB each.

Step 1 of 1

Client intake

You can add several files — pick them one batch at a time.

By uploading you agree to be contacted about your file. EM Financial does not guarantee specific credit results or score changes.